Our technology and expertise make investing easier.
Our portfolio management is built on three key components:
1. You complete a short questionnaire based on your goals, risk tolerance and timeline.
2. We build you a diversified portfolio of ETFs.
3. We monitor your portfolio daily, and automatically rebalance it when needed.
Set Your Goals.
With Schwab Intelligent Portfolios, you can invest for retirement, save for a vacation, or work to build long-term wealth. You can also set and adjust a target withdrawal amount to help you get a sustainable income stream.
There is no guarantee the intended goal, or the duration of future withdrawals associated with those goals, will be reached.
A Diversified Portfolio.
You will get a portfolio of ETFs handpicked by a team of investment professionals.
For illustrative purposes only. Not representative of any specific investment or account.

Automatically Rebalanced.
Our cutting-edge technology monitors and rebalances your investments to help keep you diversified and on track.
Rebalancing can lower risk.
Portfolio Volatility - Hypothetical Moderate Asset Allocation.

Risk is based on the standard deviation of a hypothetical moderate asset allocation (35% large-cap stocks, 15% international stocks, 10% small-cap stocks, 35% bonds, and 5% cash investments), rebalanced annually, from 1970 to 2015. Source: Schwab Center for Financial Research, with data from Morningstar, Inc.
Tax Efficient.
If an investment declines in value, our automatic tax-loss harvesting can help you offset the taxes on investment gains.
Tax savings can improve your returns over time, because more of your assets stay invested.
2008-2015 returns on a $100,000 investment.

The chart above illustrates how tax loss harvesting could have affected your account value from 2008 through 2015, based on a hypothetical moderate risk portfolio. The actual benefit of tax-loss harvesting will vary from year to year and from investor to investor. For example: there may be fewer losses to harvest in years where markets are consistently rising; and investor’s personal tax circumstances may mitigate or eliminate the benefit of tax loss harvesting; and the future sale of replacement assets may result in higher capital gains than otherwise would be the case.
Source: Charles Schwab Investment Advisory
Range of Accounts.
We offer several options, including brokerage, IRA, custodial and trust accounts.

For illustrative purposes only.